JT Simons
Community Involvement


(727) 372-4722 

 
 
Bankruptcy

If you have tried every way imaginable to avoid bankruptcy but find that you have no other way out of the situation, the first step you should take before filing is to consult with a bankruptcy attorney. A bankruptcy attorney can be hired or appointed by the court systems to help you through the court proceedings. If you decide to select your own attorney, make sure to select someone with previous experience in bankruptcy law, preferably someone who works specifically with bankruptcy. Read more about Bankruptcy

Chapter 13 Bankruptcy


Chapter 13 of the bankruptcy code gives debtors the opportunity to repay some or all of the debts that are in their name, in better terms, lower or no interest. Debtors have the ability to use income they have in the future to pay off creditors. Read more about Chapter 13 Bankruptcy

Chapter 7 Bankruptcy


Bankruptcy is a legally declared inability of individuals or businesses to discharge their debts. A declared state of bankruptcy can be requested not only by creditors in an effort to get what they are owed but also by the insolvent individual or organization. If it is difficult to repay debts, declaring the bankruptcy may be the right solution to debt problems. Read more about Chapter 7 Bankruptcy

Mortgage Foreclosure


Foreclosures happen in Florida when an individual or group is severely delinquent in payments or can no longer make payments on their mortgage. Any number of situations can contribute to the foreclosure process beginning: an injury preventing work, the loss of a job, a divorce or other financial strains. Foreclosure is the process of the bank or lending institution getting the property back and reselling it to recoup their money. Read more about Mortgage Foreclosure

Creditor Assistance


Debt relief can be provided only when there is debt reduction. There are many agencies and financial organizations, which can provide debt relief. Debt relief is in the form of lower rates of interest and refinance rates. However the debt still has to be paid the principal amount has to be paid. The period of paying the debt may get longer or you may get more time to pay the debt. Read more about Creditor Assistance

J.T. Simons Law Firm
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We offer attorney and lawyer services in West Pasco County FL in the following towns:
Elfers
, Holiday, Hudson, Land O Lakes, New Port Richey, Odessa, Port Richey, Trinity
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Copyright © 2012 J.T. Simons, PA
8040 Old County Road 54 - New Port Richey, FL 34653
(727) 372-4722